Interest-Only Payment Calculator

Interest-Only Payment Calculator

Compare interest-only vs. fully amortizing payments. See your monthly savings, cash flow advantage, and total interest cost during the IO period.

Loan Details

Monthly Expenses & Income

Combined monthly TIA
Gross rental income

Enter your loan details and
click Calculate IO Payment

Interest-Only

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per month during IO period
IO Period —
IO Period Interest —
Principal Paid $0
Post-IO Payment —

Fully Amortizing

—
per month for full term
Loan Term —
Same Period Interest —
Principal Paid —
Remaining Balance —

Monthly Cash Flow Advantage with IO

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—
Interest-only payments maximize short-term cash flow. You pay no principal during the IO period — the full loan balance remains at the end.

Want an Interest-Only Loan Quote?

IO options available on DSCR loans with 0.75+ ratio and 700+ FICO. Get your personalized rate.

Get a Quote →
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