Investment Property Lending
Know Your Numbers.STR Income. DSCR. Qualification.
Enter your property details and get an instant short-term rental income estimate, DSCR calculation, and loan qualification — no tax returns required.
1
Property
2
Financials
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DSCR Results
4
Get Quote
Property Details
Tell us about the investment property
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💡 Don't see your market? Select the closest major city — estimates are based on comparable market data and will be refined in Phase 2 with live API data.
STR Income Estimate
Based on market averages
Avg Daily Rate
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per night
Occupancy Rate
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market average
Est. Monthly Income
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gross revenue
Adjust the estimate or override with your own projections:
$
Edit to override the estimate above
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Principal + Interest + Tax + Insurance + HOA
20%
⚙ Expense Assumptions
▾
20%
3%
10%
* Expense assumptions are shown for reference. DSCR is calculated on gross monthly income ÷ PITIA per standard investor lending guidelines.
DSCR Analysis & Qualification
Based on your inputs
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Debt Service Coverage Ratio
0.75
Min
Min
1.00
Break-even
Break-even
1.25
Strong
Strong
Analyzing...
Your qualification status will appear here.
| Est. Monthly STR Income | — |
| Monthly PITIA | — |
| DSCR Ratio | — |
| Down Payment | — |
| Loan Amount (Est.) | — |
| FICO Score Range | — |
| Market | — |
Available SCG Loan Options
STR / DSCR Loan
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Min FICO600
Max LTV80% Purchase
Min DSCR0.75 or No-Ratio
Loan Range$125K–$3M
High-LTV STR Loan
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Min FICO660
Max LTV85% Purchase
Min DSCR0.75
Loan Range$100K–$2.5M
Get Your Custom Quote
A lending specialist will review your analysis and contact you within 1 business day
DSCR
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Est. Income
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Status
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No tax returns. No W-2s. Just your property's income potential — and we'll handle the rest.
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Seth Capital Group LLC makes business-purpose loans only. Not a licensed mortgage broker or lender. All loans made through licensed wholesale lending partners. Not subject to RESPA, TILA, or SAFE Act. Nationwide lending in 40 states.
Analysis Submitted!
Your STR income analysis and loan request have been sent to our lending team. Expect a personal response within 1 business day.
What Happens Next
📋 We review your STR income analysis
📞 A specialist contacts you personally
📁 Minimal docs required — no tax returns
🚀 Close in as little as 14 days
STR market data based on 2024–2025 industry benchmarks · Seth Capital Group · (208) 615-9350